Adobe-style building in Santa Fe, symbolizing the importance of local financial planning, life insurance, and retirement investment strategies.
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Family biking on a scenic road, representing a secure future through life insurance, smart investments, and financial planning for all stages of life.

Our Services


Investment Brokerage & Advice

Personalized, Strategic Investment Guidance for You and Your Family

As an LPL Investment Advisor Representative, David's approach to investment advice begins with understanding you. He takes the time to learn about your goals, your assets, and your family's financial aspirations. With David, you’ll receive personalized strategies tailored to your unique circumstances, helping you make informed decisions that reduce debt, increase savings, and position you for future success.

As his client, you can expect a portfolio designed to pursue your lifestyle and financial needs, along with year-round personalized attention to guide you toward your goals.


Preparing for Retirement

Customized Financial Strategies for Your Long-Term Plans

Retirement planning doesn’t have to be intimidating. David specializes in helping you understand your assets and explore your options, bringing all the pieces together into a comprehensive plan that’s tailored to your unique situation.

With David, financial planning is never one-size-fits-all. He understands that your financial life is complex and can't be reduced to a simple checklist. As his client, you’ll benefit from a creative, flexible approach that gives you the confidence to build on your current financial situation and prepare for the future you desire.


Lifetime Income Consulting

Prepare for the Future with Expert Guidance

If you’re considering an annuity as part of your retirement strategy, David can help guide you to make the decision that fits your circumstances. Annuities, which are sold by insurance companies, can be a valuable source of steady retirement income for the right individuals—but they’re not the best choice for everyone.

David will guide you through a thorough examination of your retirement goals, considering factors like your age, financial picture, and health. If an annuity is appropriate for you, as an independent adviser David will present multiple product options and evaluate potential riders, such as inflation protection and survivorship benefits. Throughout this process, you can be confident that David is collaborating with you ,without any pressure to choose a specific company or product.

Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply. Variable annuities are subject to market risk and may lose value.

Riders are additional guarantee options that are available to an annuity or life insurance contract holder. While some riders are part of an existing contract, many others may carry additional fees, charges and restrictions, and the policy holder should review their contract carefully before purchasing

Life Insurance Consulting

Protect Your Loved Ones with the Right Coverage

When it comes to life insurance, don’t rely on television commercials for advice. David offers personalized consulting to help you navigate the array of available plans and select the one that best fits your individual needs.

David will review a variety of plans and prices with you, guiding you through a comprehensive evaluation of the options without any pressure to buy a specific plan. As an independent insurance agent, David works exclusively for his clients—not for any life insurance company—ensuring that your best interests are always the priority.

The Small Print: Please keep in mind that insurance companies alone determine insurability, and some individuals may be deemed uninsurable due to health issues, occupation, and lifestyle. Guarantees are based on the claims-paying ability of the issuing company.

Take the
First Step:

A smiling woman hikes with trekking poles, representing financial freedom, smart retirement planning, and investing in a healthy, active future.

Ready to explore how we can help? Fill out the contact form below and let’s start a conversation. You decide how we connect—no strings attached.